Royal Consultancy Services
Vehicle loan consultants
Home Loan types

Loan types we arrange

Eight products across new and used vehicles. Each has its own paperwork and its own set of lenders that fund it.

New Commercial Vehicle

Tippers, trailers, tankers and haulage trucks bought straight from the dealership, funded against the invoice.

Used Commercial Vehicle

Second-hand trucks funded after a straight valuation. Vehicle age and fitness decide the lender and the tenure.

Car Loan

Private cars for owners and drivers, with the tenure set to match how your income actually arrives.

Used Car Loan

Pre-owned cars funded on a real valuation rather than an inflated one that collapses at approval.

Refinance

Release working capital against a vehicle you already own, while the vehicle keeps running.

Balance Transfer

Move a running loan to a lender charging less, once the existing loan has a clean repayment record.

Top-up

Additional funding on a loan already in good standing, without closing and reopening the file.

Repurchase

Buy back a repossessed or auctioned vehicle with the funding arranged before the auction date.

Papers to keep ready

Same list for every loan type. Having these ready is what shortens the timeline.

RC
Aadhaar
PAN
Bank Statement
Agreement (if asked)
Cheque (if asked)
Other (if asked)

Not sure which one applies?

Describe the vehicle and what you need the money for. We will name the right product.

Ask us