Royal Consultancy Services
Vehicle loan consultants
Check your eligibility in one minute
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Files disbursed
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Lending partners
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Cities served
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Years in vehicle finance
What we finance

Eight loan products, one team behind them

Tell us which one fits your vehicle and your papers. We take the file from there and follow it to the lender.

New Commercial Vehicle

Tippers, trailers, tankers and haulage trucks straight from the dealership.

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Used Commercial Vehicle

Second-hand trucks valued honestly, funded on the vehicle you actually inspected.

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Car Loan

Private cars for owners and drivers, with tenure matched to your income cycle.

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Used Car Loan

Pre-owned cars financed after a straight valuation, no inflated numbers.

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Refinance

Release working capital against a vehicle you already own and keep running.

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Balance Transfer

Move an expensive running loan to a lender charging you less.

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Top-up

Additional funding on a loan already in good standing.

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Repurchase

Buy back a repossessed or auctioned vehicle with proper funding in place.

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The process

How a file moves

Five stages, and you are told which one your file is sitting at.

Enquiry

You send the vehicle, the amount and your number. We call back the same working day.

Documents

RC, Aadhaar, PAN and bank statement. Collected once, used for every lender we approach.

Submission

The file goes to the lender whose policy actually matches your profile, not to all of them at once.

Approval

Cheque, agreement and bank remarks tracked until the sanction is confirmed in writing.

Disbursement

Final amount, ROI, tenure and EMI dates handed to you as one signed loan file.

Why owners choose us

One file, followed until it is funded

Most borrowers lose weeks because nobody owns the file after the documents are collected. Every file here has a named executive, a status you can ask about, and a record of who changed what.

  • One set of documents covers every lender we approach on your behalf.
  • You get told the actual status, including a rejection and the reason for it.
  • Your EMI dates and insurance renewal are tracked after disbursement, not forgotten.
  • Repeat and top-up loans reuse your existing record instead of starting again.
A loan file moving from documents through approval to disbursement
Same daycallback on every enquiry
Finance partners

Where we place files

Banks and NBFCs we submit to. Which one suits you depends on the vehicle, its age and your papers.

SHRI Shriram Finance
CHOL Cholamandalam Investment and Finance
MMFS Mahindra Finance
TMF Tata Motors Finance
HDFC HDFC Bank
ICIC ICICI Bank
AXIS Axis Bank
SUND Sundaram Finance
In their words

What vehicle owners tell us

“They told me straight that my first lender would reject the file, and sent it somewhere else instead. Sanction came in nine days.”

RK Rakesh KumarFleet owner, Nagpur

“The papers were collected once. I did not have to run around for every bank separately, which is what happened to me last time.”

SP Suresh PatilTransporter, Pune

“What I liked is the EMI reminder. I get a message before the date, not a recovery call after it.”

MA Mohammed AnsariOwner driver, Jaipur

Replace these with your own customer feedback before the site goes public.

Common questions

Before you apply

What papers do I need to start?

RC, Aadhaar, PAN and six months of bank statement. For a used vehicle also keep the insurance copy and the previous loan closure letter if there was one.

How long does a file take?

It depends on the lender and how complete the papers are. A clean file with everything ready usually moves in one to two weeks. We tell you the actual stage your file is at whenever you ask.

Can an older vehicle be financed?

Yes, but the age decides which lender will take it and what tenure they allow. Send the registration number and we will tell you honestly whether it can be funded.

Do you charge anything?

Any service charge is told to you before the file is submitted. We do not collect payments on behalf of a lender through this website.

What if my file is rejected?

You are told the reason. In most cases the file can go to another lender whose policy fits better, and we do that without collecting your papers again.

Tell us about the vehicle

Send the registration number and the amount you need. We will tell you which lender fits and what papers to keep ready.